196 Chapin Way

Oswego, IL
$ 585,000 Beds 5 Baths 3.5 Sq 2,844 Virtual Tour
Monthly Estimate* How much can I afford?

WAKE UP TO BREATHTAKING POND VIEWS! Perched directly on the water, this stunning 2,844 sq ft Prescott Mill beauty offers unobstructed, direct pond views right from your own backyard and the sunrises here are nothing short of spectacular! Freshly painted and move-in ready, this spacious 5 bedroom, 3.5 bath, 3 car garage home features a home office, finished basement, and TWO laundry rooms! Inside, the traditional layout offers a comfortable flow with real hardwood flooring, a separate living room and dining room, along with a spacious kitchen and family room. The kitchen features 42" cabinetry, quartz countertops, statement waterfall model island with plenty of workspace, tile backsplash, stainless steel appliances, and pantry. The main level also includes a perfect office/den! Upstairs, the massive primary suite features a vaulted ceiling, huge walk-in closet, plus an additional closet! Wake up and find yourself looking out over the water as the sun rises! The private primary bathroom includes dual vanities, a soaking tub, a separate shower, plus a bonus 2nd floor laundry room! Three additional generously sized bedrooms provide plenty of space, with one bedroom offering its own walk-in closet. The fully finished basement provides even more living space with a fifth bedroom, full bathroom, recreation room with sink and cabinets, and featuring a raised stage for theater area with HDMI wiring for theater sound. There are also dedicated storage rooms. This home also offers a tankless water heater, whole-house humidifier, Ecobee smart thermostat, water softener and battery-backup sump pump. RECENT UPDATES: Just Freshly Painted Throughout (Sep 2026) | New Attic Insulation (2025) | Kitchen Quartz Countertop with Waterfall Island, Tile Backsplash, Stainless Sink/Faucet/Disposal, Reverse Osmosis Filtration & Whirlpool 3rd-Rack Dishwasher (2024) | New Dryer (2023) | New Furnace, AC & Ecobee Thermostat (Sept 2022) | Roof (Oct 2019) | Whole-House Humidifier | 240V EV Charger Outlet | MyQ Smart Garage Opener | Solar Floodlight | Basement HDMI Theater Sound Wiring Located in the sought-after Prescott Mill subdivision, residents enjoy access to a wonderful neighborhood park and playground, walking paths, and nearby schools. Conveniently located minutes away from shopping and restaurants. This is the one you've been waiting for!

New

  • Price
  • $ 585,000
  • City
  • Oswego
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • KENDALL
  • Half Bathrooms
  • 1
  • Area
  • Oswego
  • Lot Size
  • 0.2204 Acres
  • Zip
  • 60543
  • Sqr Footage
  • 2,844
  • Year Built
  • 2008
  • Taxes
  • $ 12893
  • Style
  • MLS#
  • 12750494
Listed By: Charles Rutenberg Realty of IL
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 2844
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Appliances Range,Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Humidifier
HOA Fee 118
Garage Spaces 3
Association Fee Includes None
Construction Materials Vinyl Siding,Brick
Year Built 2008
Township Oswego
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park,Lake,Curbs,Sidewalks
Assoc Fee Paid Per Quarterly
County Kendall
New Construction No
Property Type Residential
Energy Efficient Water Heater
Subdivision Name Prescott Mill
Total Rooms 11
Full Baths 3
Status New
Directions Wolf Crossing to Devoe to Chapin Way
High School Oswego East High School
City Oswego
High School District 308
MLS Area Oswego
Elementary School Southbury Elementary School
Tax Annual Amount 12893
Middle/Junior High School Murphy Junior High School
Standard Status Active
Middle/Junior School District 308
Elementary School District 308
Property Type Detached Single

Interior Features

Interior Amenities Vaulted Ceiling(s),Cathedral Ceiling(s),Walk-In Closet(s),Separate Dining Room,Pantry,Quartz Counters
Basement Finished,Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Electric
Half Baths 1
Laundry Features Main Level,Upper Level,Gas Dryer Hookup,Laundry Closet,Multiple Locations,Sink
Total Bedrooms 4
Room Type Bedroom 5,Office,Eating Area
LivingAreaSource Builder
Total Baths 4
Bedrooms Possible 5
Bathroom Separate Shower,Double Sink,Soaking Tub

Exterior Features

Model ROCKPORT
Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 3
Lot Dimensions 80 X 120
Lot Size Acres 0.2204
Waterfront Y/N Yes
Other Equipment CO Detectors,Ceiling Fan(s),Sump Pump,Backup Sump Pump;,Radon Mitigation System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Southbury Elementary School
Middle School Murphy Junior High School
High School Oswego East High School

Price History

9/24/2026 Listed $585,000

Property vs Zip Code Average in 60543

Price
AVG $600K
$590K
Taxes
AVG $10,681
$12,893
Year Built
AVG 2008
2008

Areas That We Cover

196 Chapin Way Oswego, IL is a Single Family Home for sale at $585000 with 2844 sqft and a lot size of 0.2204 Acres Acre(s). 196 Chapin Way Oswego has 5 bedrooms, 3 baths and was built in 2008. The property's zip code is 60543 which is in Oswego, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.