Amanda Price

406 Garden Terrace

Shorewood, IL
$ 465,000 Beds 4 Baths 3.5 Sq 3,544
Monthly Estimate* How much can I afford?

A home with a view, a story, and a setting you don't find every day! Perched on a hillside overlooking the DuPage River, 406 Garden Terrace offers a unique sense of privacy and a peaceful connection to nature. Built by the original owner and lovingly enjoyed by the same family, this special home is just steps from the river for fishing and canoeing and near West Shore Park, where you can enjoy the splash pad in summer and snow sports in winter. The main level features a traditional floor plan with formal living and dining rooms accented by hardwood flooring. The spacious kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and plenty of room for a kitchen table. Sliding glass doors open to an expansive maintenance-free deck with a SunSetter awning. Perched high above the sloping backyard, the deck has a wonderful "treehouse" feel with added privacy from neighboring homes-perfect for enjoying your morning coffee in your PJs, relaxing at the end of the day, or entertaining outdoors. Stairs lead from the deck to the grassy backyard below. Just off the kitchen is a comfortable family room with bamboo flooring and a fireplace. A powder room and convenient main-level laundry room with a service door leading directly to the deck complete the first floor. Upstairs you'll find four bedrooms and two full baths. The owner's suite features a vaulted ceiling, walk-in closet, and private bath with dual sinks. Three additional bedrooms share the hallway bath. Approximately three years ago, the entire second floor was updated with continuous luxury vinyl flooring with no thresholds or transitions, along with new trim, baseboards, interior doors, and closet doors, creating a clean and cohesive look throughout. The hillside lot allows for a true walk-out basement, adding even more usable living space and flexibility. Currently, the lower level features a recreation room, storage, a full bath with walk-in shower, and a spacious movie room highlighted by a brick accent wall. With its walk-out access and full bath already in place, the lower level offers excellent potential for an in-law arrangement, guest space, or additional living area. Outside, enjoy the privacy and character of the sloping lot along with a large three-car heated garage and concrete driveway. Major improvements include roof and siding completed in 2016, HVAC approximately 5-6 years old, and a dishwasher approximately one year old. River views, a private hillside setting, a walk-out lower level, and that one-of-a-kind treehouse feeling-406 Garden Terrace is a home that stands apart.

New

  • Price
  • $ 465,000
  • City
  • Shorewood
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WILL
  • Half Bathrooms
  • 1
  • Area
  • Shorewood
  • Lot Size
  • 0.28 Acres
  • Zip
  • 60404
  • Sqr Footage
  • 3,544
  • Year Built
  • 1998
  • Taxes
  • $ 9298
  • Style
  • Traditional
  • MLS#
  • 12750485
Listed By: Spring Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3544
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator
Garage Spaces 3
Association Fee Includes None
Architectural Style Traditional
Construction Materials Vinyl Siding,Brick
Year Built 1998
Electric Circuit Breakers
Township Troy
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Will
New Construction No
Property Type Residential
Subdivision Name Brookshore Park
Other Structures Shed(s)
Total Rooms 10
Full Baths 3
Status New
Directions Jefferson West of Rt59 to Brookshore Drive South to Garden Terrace left to home
City Shorewood
High School District 204
MLS Area Shorewood
Tax Annual Amount 9298
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 30C
Elementary School District 30C
Property Type Detached Single

Interior Features

Interior Amenities Vaulted Ceiling(s),Walk-In Closet(s),Granite Counters
Basement Finished,Exterior Entry,Full,Walk-Out Access
Flooring Laminate
Total Fireplaces 1
Fireplace Features Wood Burning,Gas Starter
Half Baths 1
Laundry Features Main Level,Gas Dryer Hookup,In Unit,Sink
Total Bedrooms 4
Room Type Foyer,Recreation Room,Media Room,Storage
LivingAreaSource Landlord/Tenant/Seller
Total Baths 4
Bedrooms Possible 4
Bathroom Whirlpool,Double Sink

Exterior Features

Parking Features Concrete,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 27 x 51 x 157 x 77 x 155
Lot Size Acres 0.28
Waterfront Y/N No
Other Equipment CO Detectors,Ceiling Fan(s),Radon Mitigation System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/23/2026 Listed $465,000

Property vs Zip Code Average in 60404

Price
AVG $500K
$470K
Taxes
AVG $8,366
$9,298
Year Built
AVG 2005
1998

Areas That We Cover

406 Garden Terrace Shorewood, IL is a Single Family Home for sale at $465000 with 3544 sqft and a lot size of 0.28 Acres Acre(s). 406 Garden Terrace Shorewood has 4 bedrooms, 3 baths and was built in 1998. The property's zip code is 60404 which is in Shorewood, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Amanda Price

Amanda Price

Broker

630-400-0144

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy